health
Heath Plans You know what these are. Covers costs of health care, including 100% preventive care, and a portion of sick doctor visits, emergency care, and prescription drug costs. Employers choose carriers and from among a variety of plan options. Employees choose from among a variety of plan options (including a selection of HMOs, PPOs, EPOs, HSA-qualified plans and more). Carrier choices vary by market.
Supplemental Pays a cash benefit in case of accident, critical illness, or hospitalization to help defray the costs that health insurance doesn’t cover. Options include Accident, Critical Illness, and Hospital Indemnity.
Dental Covers preventive dental care, and portions of basic, major and orthodontia depending on plan level.
Vision Covers eye exams, lenses, contacts and frames.
Wellness Help for meeting your wellness goals, such as weight loss, smoking cessation, physical fitness, cholesterol management, etc. Options include a registered nurse as a personal health coach and a home lab kit for important lab values.
Telemedicine Contact licensed, on-call physicians (who can prescribe medicine) online or over the phone, 24/7.
money
Health Savings Account (HSA) An account that lets employees save and spend tax-free dollars. In some accounts, money can only be used in current calendar year, and unused money is forfeited. Health, dependent care, transit and parking accounts are available.
Flexible Spending Account (FSA) An account that lets employees save and spend tax-free dollars. Money can only be used in current calendar year, and unused money is forfeited. Health, dependent care, transit and parking accounts are available.
protection
Life Affordable life insurance for employee, spouse and children. Pays a lump sum benefit.
Disability Pays you if you are unable to work due to disability. Short-term and long-term options available.
Legal Plan Provides fully covered legal services for personal legal matters, including wills, real estate matters, and court appearances.
Pet Insurance Get a 5% discount by buying through Bright Choices. Covers costs for pet accidents and illnesses, prescriptions, tests and hospitalizations, and includes a $50 copay per visit.
Identity Theft Protection Protects your financial and personal identity from thieves and hackers by monitoring thousands of databases for unauthorized personal information usage.
lifestyle
Personal Time Off Buy-up Lets employees purchase more days of personal time off to rest and recharge as they wish.
Liazon has formed unique relationships with the top national and regional carriers you know and trust to bring your employees a selection of top-notch benefits plans. Using proprietary analytics and technology, we select the most varied and cost-effective plans to ensure each family’s diverse needs are met. Employees love having access to many different benefits types, and overwhelming numbers of new Bright Choices customers choose products they did not have access to previously.
When employees log in to Bright Choices, they will have access to our sophisticated questionnaire which leads them through a series of questions, and then makes recommendations given their health profile, financial status, risk tolerance, and preferences. It reveals the actual costs of benefits and educates them to make informed decisions.
With Bright Choices, the employee is in control. They can choose the plans recommended by Bright Choices, or continue shopping and pick anything else in the store.
Guided Shopping Experience >>